In a bold step to strengthen agriculture and support farmers financially, the Punjab Government has announced the second phase of the CM Kissan Card program with major upgrades. The highlight? The loan limit per acre has now been increased to Rs. 40,000, giving farmers more resources to grow better crops and improve their income.
Here’s everything you need to know about the new updates under CM Kissan Card Phase II.
Loan Limit Increased: More Funds, Less Stress
Farming costs are rising fast, and Punjab’s farmers often find it hard to afford quality seeds, fertilizers, and tools. To ease this burden, the Punjab Government has raised the loan limit from Rs. 30,000 to Rs. 40,000 per acre.
This means more financial freedom for farmers — so they can invest in modern methods, improve productivity, and get better returns. Agriculture Minister Syed Ashiq Hussain Kirmani emphasized that this change will directly boost crop yields and support sustainable farming practices.
Rs. 75 Billion in Interest-Free Loans Starting May 16
In addition to the loan increase, the government is also rolling out interest-free agricultural loans starting May 16. These loans are specially timed for the Kharif season, helping farmers prepare their land without worrying about high-interest debts.
With Rs. 75 billion allocated, thousands of farmers will benefit, ensuring timely sowing, land preparation, and access to essential supplies.
Also Read: BISP 8171 Online Check Balance April 2025 – Get Your Rs. 13,500 Installment
Diesel Subsidy to Cut Fuel Costs for Farmers
Running tractors and machinery is vital during sowing and harvesting. That’s why Phase II of the Kissan Card now includes a diesel purchase subsidy.
Here’s the breakdown:
-
30% payment by farmer
-
25% covered by the government
This initiative will reduce the fuel expense burden on farmers, making fieldwork more affordable and efficient.
Modern Agriculture Malls Coming Soon
Another exciting update is the construction of model agriculture malls in key cities like Multan, Sahiwal, Bahawalpur, and Sargodha. These malls are nearly 80% complete and will be operational by June 30.
These centers will give farmers a place to sell their produce directly — without middlemen — ensuring better prices and fair earnings. Plus, the government plans to build eight more agriculture malls in Phase II to expand this facility across Punjab.
Rs. 36 Billion Already Spent to Support Farmers
The Kissan Card program is not just talk — it’s already made a huge impact. The government has spent Rs. 36 billion so far, helping thousands of farmers buy quality inputs, improve land management, and adopt better farming practices.
This massive investment reflects Punjab’s commitment to modernizing agriculture and improving farmers’ lives in real terms.
Conclusion: A Stronger Future for Punjab’s Farmers
The second phase of the CM Kissan Card is a major step forward in giving power back to farmers. With increased loan limits, zero-interest loans, diesel subsidies, and dedicated agriculture malls, the Punjab Government is building a farming ecosystem that promotes growth, innovation, and prosperity.
Punjab’s farmers now have more tools, more money, and more support to thrive — and this is just the beginning.
FAQs
1. How much loan can a farmer get per acre now?
Farmers can now receive Rs. 40,000 per acre, up from the previous Rs. 30,000.
2. When do interest-free loans start?
These will be available from May 16, just in time for the Kharif crop season.
3. What’s the diesel subsidy plan?
Farmers pay 30% in cash while the government provides a 25% subsidy.
4. Where are agriculture malls being built?
Malls are nearly complete in Sahiwal, Multan, Bahawalpur, and Sargodha and will be operational by June 30.
5. How much has been spent so far under the Kissan Card program?
The Punjab Government has already spent Rs. 36 billion, benefiting thousands of farmers.