The Benazir Kafalat Program is one of Pakistan’s most impactful welfare efforts, providing quarterly financial aid to low-income women. Now, the second installment for 2025 has started rolling out in some districts. If you or someone in your family is part of this program, here’s what you need to know.
Quarterly Payment Schedule for 2025
The payments are released four times a year. These are called “installments” or qist:
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First Installment: January to March
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Second Installment: April to June
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Third Installment: July to September
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Fourth Installment: October to December
As of now, the second installment is underway in selected districts. If your district hasn’t started yet, stay alert—payments are released in phases.
Who Is Eligible for the Benazir Kafalat Payments?
Not everyone qualifies. This program is meant to support the most vulnerable families, especially women.
To be eligible, you must:
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Be a woman listed as the head of the household
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Have a PMT score of 32 or lower
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Not be employed in any government department
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Not own a large house or a vehicle
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Have a valid CNIC (expired is allowed, but must match the database)
Only registered beneficiaries in the BISP system can receive payments.
What Is the PMT Score and Why It Matters
PMT stands for Proxy Means Test. It’s a scoring system that checks how needy a family is. The lower your score, the higher your chances of getting assistance.
You can check your score online by entering your CNIC number at the official BISP website.
How Much Will You Receive in the Second Installment?
For the second installment of 2025, beneficiaries will receive:
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Rs. 10,500 as the basic payment
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Rs. 13,500 for those who also qualify for extra benefits like Eid bonuses or school stipends
Before collecting, it’s smart to confirm your amount online.
How to Check Your Payment Status Online
Want to know if your payment has been released?
Follow these simple steps:
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Visit the official 8171 web portal
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Enter your 13-digit CNIC number
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Click on “Get Details”
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See your payment status and amount instantly
This tool is free and works on mobile too.
Where to Collect Your BISP Payment
Once your payment is available, you can collect it from:
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BISP Campsites in your tehsil
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HBL Konnect retailers
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BISP Payment Centers
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ATMs, if your biometrics are updated
🪪 Don’t forget to bring your original CNIC, and make sure your thumbprint matches in the biometric system.
Why Your Payment Might Be Delayed
If you haven’t received your payment, here could be the reasons:
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Biometric mismatch during verification
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CNIC is blocked or not updated
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PMT score went above 32
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Your data hasn’t been updated after the last survey
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Recent changes in SIM or family details
📍 Visit the nearest BISP office to resolve these issues quickly.
Tips for Hassle-Free Payment Collection
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Arrive early at the center to avoid crowds
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Keep your phone charged for SMS confirmations
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Take your CNIC and a photocopy just in case
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Always ask for a receipt after getting paid
Can You Get Payments with an Expired CNIC?
Yes, you can still receive your payment even if your CNIC is expired—as long as your details match the BISP system. If there’s any mismatch, update your record before the next cycle.
Educational Stipends with Benazir Kafalat
If your children are in school, you may qualify for the Benazir Taleemi Wazaif. This is an extra amount paid to support education, released along with your regular installment.
To qualify:
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Your child must be enrolled in school
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Their attendance must be verified
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Your BISP data must be updated
Also Read: Benazir Kafalat Program June 2025 Payment: When It Starts and How to Withdraw
Second Installment Already Released in These Districts
While the program is rolling out nationwide, some districts have already begun receiving payments. These include parts of:
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Punjab (Lahore, Faisalabad)
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Sindh (Hyderabad, Sukkur)
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Khyber Pakhtunkhwa (Peshawar, Mardan)
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Balochistan (Quetta, Khuzdar)
If your district isn’t on this list yet, check the 8171 portal regularly for updates.
Stay Alert for SMS From 8171
Only 8171 is the official SMS number used by BISP. If you get a message from any other number asking for personal info or payment—it’s a scam.
✅ BISP will never ask for money to process your payment.
How to Register for BISP If You’re Not Already a Beneficiary
If you think you qualify but haven’t registered yet:
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Visit your nearest BISP office
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Bring your original CNIC and family documents
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Complete the NSER (survey) form
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Wait for eligibility results
After approval, you’ll start receiving payments in the next cycle.
Conclusion
The Benazir Kafalat Program continues to play a vital role in helping low-income families. With the second installment of 2025 now being released, it’s essential to stay informed about your payment status, eligibility, and collection method. Whether it’s Rs. 10,500 or Rs. 13,500, every rupee counts—so follow the steps above to ensure you get your rightful support on time.
FAQs
1. When does the second BISP installment for 2025 start?
✔️ It has already started in some districts between April and June 2025. Others will follow shortly.
2. How can I check my BISP payment status?
✔️ Go to the 8171 portal, enter your CNIC, and click “Get Details” to view your payment information.
3. What should I do if I didn’t receive the payment?
✔️ Visit your nearby BISP office or call the helpline 8171 to update your data or file a complaint.
4. Can I still receive payment if my CNIC is expired?
✔️ Yes, as long as it matches the BISP record.
5. How much is the second installment of 2025?
✔️ It’s Rs. 10,500 for most, and Rs. 13,500 if you qualify for extra bonuses or stipends.